Fintech companies and Dear Utol (2025): Binyag Episode 43app developers are cashing in on India's demonetization.
For the next several weeks, Indians have no choice but to queue up outside banks and ATMs in dim hopes of getting some cash out. But now there are apps and bots to help.
SEE ALSO: India's futile attempt to go cashless is a reality check for our dream epayments futureIt’s been more than a week since India’s Prime Minister told the nation that the country is demonetizing its most circulated tender bills — Rs 500 ($7.5), and Rs 1,000 ($15). The instant panic that pushed people to ATMs that Tuesday evening has since only gotten worse. But if you plan well, you can avoid wasting time on those queues.
Original image has been replaced. Credit: Mashable As a pleasant surprise, Google has added a shortcut on its homepage for India that lets people quickly locate all the nearest ATMs. If you go to Google India website, you will find an option called "Find an ATM near you". Clicking this takes you to Google Maps with your location already entered. The page instantly shows you all the nearest automatic teller machines. Clicking on any of them will bring up more information, including the Google Maps integration to get to an ATM booth.
CMS, one of the largest cash management service, has also launched a website called CMS ATM Finder. All you have to do is go to the website, add your location and it will let you know about nearby CMS-powered ATMs.
Original image has been replaced. Credit: Mashable Not all the ATMs are currently functional in India, with many going through upgradation for compatibility with new currency notes. Finance management app Walnut has launched a new feature that lets people find the ATMs that are working. It does so by tracking aggregate ATM withdrawals across India in real time. Walnut also keeps a track of ATM usage of its users, so it knows if some other Walnut app user has just withdrawn cash from an ATM, you will likely do too.
Coimbatore-based startup Timebender Technologies has launched a Facebook chat bot called ATMBot that lets users know about the cash availability in nearby ATMs.
Similarly, if you’re still unsure about what you’re supposed to do with your old current notes, there’s another Facebook Messenger Bot by Indian firm GupShup which walks users through the process and answers their queries.
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